The early 2020 stimulus package signed by President Trump and passed in the wake of the COVID-19 epidemic is the most costly in American history. Pushing the federal government to make such a large program work so fast has invariably run into challenges. These issues include missing payments and slow payments being sent out. There have also been many Social Security recipients who say they have not yet received their payment. This slow process has caused problems for many people and will most likely not be totally resolved anytime soon.
The problemRead More »
But many groups have not yet received their payments. One of these groups is some government benefits recipients. While the majority of these men and women are older Americans, there are millions who are on SSI and other programs. These individuals desperately need their payments in many cases. They may be on a fixed income or have a myriad of health problems that have been exacerbated by the recent coronavirus pandemic. No matter their situation, they deserve what is entitled to them by the federal government.
The nature of the stimulus
The problem with the stimulus checks all comes from the procedure that the federal government used to process them. It decided to send out the payments in a few stages. The first individuals to receive payments were the ones who were already specifically set up to receive specifically tax refunds. This form of payment meant that direct deposit information was already on hand by the IRS.
The Treasury Department could quickly send out the payment to these individuals who needed it. They became the priority. Many benefits recipients do not receive a tax refund because so much of their income comes from the federal government. Next, some people could input their direct deposit information into the Get My Payment website. But people had to act incredibly quickly to take advantage of this system and millions of people could not.
For the people who missed out, they have to rely on paper checks being mailed to them. The Treasury Department can only print and mail out a certain number of paper checks per week with their current manpower levels. People with the lowest incomes received their check first. Individuals with slightly higher incomes will have to wait weeks or even months in some cases. In addition, any individual with address change issues or other problems will have to wait even longer to eventually receive the check they are owed.
What to do
In some instances with tax problems, an individual can call the IRS or go to a local office. But those offices are closed due to the recent pandemic. Instead, individuals need to simply wait. They may contact their bank if they think they may be eligible for the direct deposit into their account. Some individuals have implemented the bank information quickly enough to receive an electronic payment.
In that case, these individuals should call their bank and ensure that they do not have a payment eventually coming to them. Banks sometimes know a day or two before a person does if they are about to receive a payment. Individuals should also check the Get My Payment website and see if any information listed on that website is accurate. If it is, they should try to be as patient as they can. The Treasury Department is so backlogged with requests and work that calling to ask would not be helpful at this point.
Anyone who is dealing with delayed stimulus payments should try to work with their creditors and utility company. Many landlords are offering deferred rents along with banks and insurance companies. Institutions will work with an individual who needs the jolt of the stimulus payment to get back on track. These strategies will work better than any attempt to speed up a stimulus payment at this point.
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